Another US bank failure by March 31?

Prediction market · Polymarket

Overview

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

Ticker

another-us-bank-failure-by-march-31

Volume

91.6K

24h volume

860

1w volume

10.6K

Open interest

13.6K

Liquidity

7.2K

Liquidity CLOB

7.2K

Start

Jan 31, 2026

End

Mar 31, 2026

Status

Active

Access

Restricted

Created

Jan 31, 2026

Event ID

194750

Slug

another-us-bank-failure-by-march-31

Markets

1

Raw event data
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  "slug": "another-us-bank-failure-by-march-31",
  "title": "Another US bank failure by March 31?",
  "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
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  "startDate": "2026-01-31T18:57:31.146414Z",
  "creationDate": "2026-01-31T18:57:31.14641Z",
  "endDate": "2026-03-31T00:00:00Z",
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      "id": "1309351",
      "question": "Another US bank failure by March 31?",
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      "startDate": "2026-01-31T18:54:41.03Z",
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      "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
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      "id": "10611",
      "ticker": "bank-failure",
      "slug": "bank-failure",
      "title": "Bank Failure",
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      "recurrence": "monthly",
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  "tags": [
    {
      "id": "100328",
      "label": "Economy",
      "slug": "economy",
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      "createdAt": "2024-08-05T05:34:54.235643Z",
      "updatedAt": "2026-03-09T22:18:21.302993Z",
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    {
      "id": "120",
      "label": "Finance",
      "slug": "finance",
      "forceShow": false,
      "publishedAt": "2023-11-02 21:22:21.615+00",
      "createdAt": "2023-11-02T21:22:21.62Z",
      "updatedAt": "2026-03-09T22:30:44.068593Z",
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      "createdAt": "2023-11-02T21:20:37.488Z",
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  "eventMetadata": {
    "context_description": "Polymarket traders overwhelmingly back \"No\" on another US bank failure by March 31 at a 92.5% implied probability, driven by the sector's stabilization since the 2023 SVB-led turmoil and zero failures since Republic First's April 2024 seizure. Bolstered FDIC oversight, record capital ratios from recent stress tests, and resilient macro conditions—sub-4% unemployment and moderating inflation—underpin this consensus, with liquidity metrics far exceeding post-crisis norms. Commercial real estate stress persists in regional lenders, but orderly writedowns mitigate risks. Upside threats include a sharp Fed pivot reversal sparking deposit outflows or recession-induced defaults, though current supervisory ratings signal low near-term vulnerability.",
    "context_requires_regen": false,
    "context_updated_at": "2026-03-24T07:37:08.636Z"
  }
}