US bank failure by April 30?

Prediction market · Polymarket

Overview

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

Ticker

us-bank-failure-by-april-30

Volume

9.4K

24h volume

378

1w volume

2.9K

Open interest

701

Liquidity

4.4K

Liquidity CLOB

4.4K

Start

Mar 24, 2026

End

Apr 30, 2026

Status

Active

Access

Restricted

Created

Mar 24, 2026

Event ID

301339

Slug

us-bank-failure-by-april-30

Markets

1

Raw event data
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  "slug": "us-bank-failure-by-april-30",
  "title": "US bank failure by April 30?",
  "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
  "resolutionSource": "",
  "startDate": "2026-03-24T20:58:51.043753Z",
  "creationDate": "2026-03-24T20:58:51.043745Z",
  "endDate": "2026-04-30T00:00:00Z",
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  "openInterest": 701.242622,
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      "id": "1696370",
      "question": "US bank failure by April 30?",
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      "slug": "us-bank-failure-by-april-30",
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      "endDate": "2026-04-30T00:00:00Z",
      "liquidity": "4395.6765",
      "startDate": "2026-03-24T20:54:58.804025Z",
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      "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
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      "endDateIso": "2026-04-30",
      "startDateIso": "2026-03-24",
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      "id": "10611",
      "ticker": "bank-failure",
      "slug": "bank-failure",
      "title": "Bank Failure",
      "seriesType": "single",
      "recurrence": "monthly",
      "image": "",
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      "createdAt": "2025-11-07T21:21:34.264863Z",
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  "tags": [
    {
      "id": "100328",
      "label": "Economy",
      "slug": "economy",
      "forceShow": false,
      "createdAt": "2024-08-05T05:34:54.235643Z",
      "updatedAt": "2026-03-09T22:18:21.302993Z",
      "requiresTranslation": false
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    {
      "id": "107",
      "label": "Business",
      "slug": "business",
      "forceShow": false,
      "publishedAt": "2023-11-02 21:20:37.48+00",
      "createdAt": "2023-11-02T21:20:37.488Z",
      "updatedAt": "2026-03-09T22:29:44.086943Z",
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      "id": "120",
      "label": "Finance",
      "slug": "finance",
      "forceShow": false,
      "publishedAt": "2023-11-02 21:22:21.615+00",
      "createdAt": "2023-11-02T21:22:21.62Z",
      "updatedAt": "2026-03-09T22:30:44.068593Z",
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  "eventMetadata": {
    "context_description": "Polymarket traders assign an 84.5% implied probability to no US bank failure by April 30, reflecting the sector's resilience after the Federal Deposit Insurance Corporation's (FDIC) sole 2026 closure of small Metropolitan Capital Bank & Trust on January 30, with no further failures amid $19.7 million deposit insurance fund cost and zero contagion. Stabilizing commercial real estate exposures, bolstered by Federal Reserve rate cuts enabling renewed lending volumes projected at $805 billion for 2026 per Mortgage Bankers Association forecasts, underpin this consensus, alongside robust February stress test scenarios showing banks weathering severe recession hypotheticals. Banking return on assets held at 1.24% recently, with Q1 earnings and April 1 capital rule easings as key near-term catalysts that could affirm or test positioning.",
    "context_requires_regen": false,
    "context_updated_at": "2026-04-05T16:55:14.532Z"
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}