US bank failure by December 31?

Prediction market · Polymarket

Overview

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

Ticker

us-bank-failure-by-december-31-996

Volume

9.9K

24h volume

9.2K

1w volume

9.9K

Open interest

295

Liquidity

6.2K

Liquidity CLOB

6.2K

Start

Apr 8, 2026

End

Dec 31, 2026

Status

Active

Access

Restricted

Created

Apr 8, 2026

Event ID

357873

Slug

us-bank-failure-by-december-31-996

Markets

1

Raw event data
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  "slug": "us-bank-failure-by-december-31-996",
  "title": "US bank failure by December 31?",
  "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
  "resolutionSource": "",
  "startDate": "2026-04-08T23:20:01.27253Z",
  "creationDate": "2026-04-08T23:20:01.272525Z",
  "endDate": "2026-12-31T06:00:00Z",
  "image": "https://polymarket-upload.s3.us-east-2.amazonaws.com/us-bank-failure-before-july-qD-OyV8GYFks.jpg",
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  "active": true,
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  "openInterest": 294.734477,
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  "markets": [
    {
      "id": "1919597",
      "question": "US bank failure by December 31?",
      "conditionId": "0xdf4bf2c18dd18bd9fdeae6143ec7067ac22420bf126f6de465b21eb148ff1c1c",
      "slug": "us-bank-failure-by-december-31-996",
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      "endDate": "2026-12-31T06:00:00Z",
      "liquidity": "5934.9906",
      "startDate": "2026-04-08T23:17:55.105624Z",
      "image": "https://polymarket-upload.s3.us-east-2.amazonaws.com/us-bank-failure-before-july-qD-OyV8GYFks.jpg",
      "icon": "https://polymarket-upload.s3.us-east-2.amazonaws.com/us-bank-failure-before-july-qD-OyV8GYFks.jpg",
      "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
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      "endDateIso": "2026-12-31",
      "startDateIso": "2026-04-08",
      "hasReviewedDates": true,
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  "series": [
    {
      "id": "10611",
      "ticker": "bank-failure",
      "slug": "bank-failure",
      "title": "Bank Failure",
      "seriesType": "single",
      "recurrence": "monthly",
      "image": "",
      "icon": "",
      "active": true,
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      "createdAt": "2025-11-07T21:21:34.264863Z",
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  "tags": [
    {
      "id": "100328",
      "label": "Economy",
      "slug": "economy",
      "forceShow": false,
      "createdAt": "2024-08-05T05:34:54.235643Z",
      "updatedAt": "2026-03-09T22:18:21.302993Z",
      "requiresTranslation": false
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    {
      "id": "120",
      "label": "Finance",
      "slug": "finance",
      "forceShow": false,
      "publishedAt": "2023-11-02 21:22:21.615+00",
      "createdAt": "2023-11-02T21:22:21.62Z",
      "updatedAt": "2026-03-09T22:30:44.068593Z",
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    {
      "id": "107",
      "label": "Business",
      "slug": "business",
      "forceShow": false,
      "publishedAt": "2023-11-02 21:20:37.48+00",
      "createdAt": "2023-11-02T21:20:37.488Z",
      "updatedAt": "2026-03-09T22:29:44.086943Z",
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  "showAllOutcomes": true,
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  "eventMetadata": {
    "context_description": "Trader consensus on Polymarket prices a 58.5% implied probability of another FDIC-listed US bank failure by December 31, 2026, following January's closure of Metropolitan Capital Bank & Trust amid commercial real estate (CRE) loan defaults on a troubled facility. Regional banks' elevated CRE exposure—facing an $875 billion debt maturity wall this year—fuels concerns, compounded by Federal Reserve stress test scenarios depicting severe recession impacts on asset quality. Recent S&P 500 Financials sector decline of 10% in 2026 reflects rising credit risks and delayed rate cuts, though benign overall bank earnings provide counterbalance. Key catalysts include ongoing Q1 regional bank reports on CRE provisions and April economic releases like CPI and nonfarm payrolls shaping policy expectations.",
    "context_requires_regen": false,
    "context_updated_at": "2026-04-11T10:29:17.912Z"
  }
}