
US bank failure by December 31?
Prediction market · Polymarket
Overview
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Ticker
us-bank-failure-by-december-31-996
Volume
9.9K
24h volume
9.2K
1w volume
9.9K
Open interest
295
Liquidity
6.2K
Liquidity CLOB
6.2K
Start
Apr 8, 2026
End
Dec 31, 2026
Status
Active
Access
Restricted
Created
Apr 8, 2026
Event ID
357873
Slug
us-bank-failure-by-december-31-996
Markets
1
Raw event data
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"title": "US bank failure by December 31?",
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"question": "US bank failure by December 31?",
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"description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
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"slug": "bank-failure",
"title": "Bank Failure",
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"tags": [
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"id": "100328",
"label": "Economy",
"slug": "economy",
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"createdAt": "2024-08-05T05:34:54.235643Z",
"updatedAt": "2026-03-09T22:18:21.302993Z",
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"id": "120",
"label": "Finance",
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"publishedAt": "2023-11-02 21:22:21.615+00",
"createdAt": "2023-11-02T21:22:21.62Z",
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"eventMetadata": {
"context_description": "Trader consensus on Polymarket prices a 58.5% implied probability of another FDIC-listed US bank failure by December 31, 2026, following January's closure of Metropolitan Capital Bank & Trust amid commercial real estate (CRE) loan defaults on a troubled facility. Regional banks' elevated CRE exposure—facing an $875 billion debt maturity wall this year—fuels concerns, compounded by Federal Reserve stress test scenarios depicting severe recession impacts on asset quality. Recent S&P 500 Financials sector decline of 10% in 2026 reflects rising credit risks and delayed rate cuts, though benign overall bank earnings provide counterbalance. Key catalysts include ongoing Q1 regional bank reports on CRE provisions and April economic releases like CPI and nonfarm payrolls shaping policy expectations.",
"context_requires_regen": false,
"context_updated_at": "2026-04-11T10:29:17.912Z"
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}- US bank failure by December 31?Vol 9.9KLiq 5.9KEnd Dec 31, 2026OpenOrder book