US bank failure by June 30?

Prediction market · Polymarket

Overview

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

Ticker

us-bank-failure-by-june-30-429

Volume

10.0K

24h volume

8.0K

1w volume

10.0K

Open interest

3.0K

Liquidity

3.3K

Liquidity CLOB

3.3K

Start

Apr 8, 2026

End

Jun 30, 2026

Status

Active

Access

Restricted

Created

Apr 8, 2026

Event ID

357874

Slug

us-bank-failure-by-june-30-429

Markets

1

Raw event data
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  "slug": "us-bank-failure-by-june-30-429",
  "title": "US bank failure by June 30?",
  "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
  "resolutionSource": "",
  "startDate": "2026-04-08T23:15:52.085173Z",
  "creationDate": "2026-04-08T23:15:52.085165Z",
  "endDate": "2026-06-30T06:00:00Z",
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      "id": "1919598",
      "question": "US bank failure by June 30?",
      "conditionId": "0x33fc3bf89c137ba51eaa946b7d5360413ee80f2edba2124c7d3b10184658936a",
      "slug": "us-bank-failure-by-june-30-429",
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      "endDate": "2026-06-30T06:00:00Z",
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      "startDate": "2026-04-08T23:14:15.823974Z",
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      "description": "This market will resolve to \"Yes\" if any US bank fails between this market's creation and the listed date 11:59 PM ET (according to the FDIC's \"Failed Bank List\"). Otherwise, this market will resolve to \"No.\"\n\nFor this market to resolve to \"Yes\", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC \"Failed Bank List\" has not been updated yet, this market may remain open to allow for the list to be updated.\n\nThe primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the \"Failed Bank List\" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.",
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      "endDateIso": "2026-06-30",
      "startDateIso": "2026-04-08",
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      "id": "10611",
      "ticker": "bank-failure",
      "slug": "bank-failure",
      "title": "Bank Failure",
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      "recurrence": "monthly",
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      "createdAt": "2025-11-07T21:21:34.264863Z",
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  "tags": [
    {
      "id": "120",
      "label": "Finance",
      "slug": "finance",
      "forceShow": false,
      "publishedAt": "2023-11-02 21:22:21.615+00",
      "createdAt": "2023-11-02T21:22:21.62Z",
      "updatedAt": "2026-03-09T22:30:44.068593Z",
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      "label": "Business",
      "slug": "business",
      "forceShow": false,
      "publishedAt": "2023-11-02 21:20:37.48+00",
      "createdAt": "2023-11-02T21:20:37.488Z",
      "updatedAt": "2026-03-09T22:29:44.086943Z",
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      "id": "100328",
      "label": "Economy",
      "slug": "economy",
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      "createdAt": "2024-08-05T05:34:54.235643Z",
      "updatedAt": "2026-03-09T22:18:21.302993Z",
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  "eventMetadata": {
    "context_description": "Trader consensus on Polymarket prices a 74.5% implied probability against a US bank failure by June 30, reflecting stability since the isolated FDIC resolution of small Metropolitan Capital Bank & Trust ($261 million in assets) on January 30 amid a troubled loan exposure. No further failures have materialized through early April, underscoring sector resilience despite office commercial real estate (CRE) delinquencies hitting 12.34% in CMBS pools and $875 billion in maturities looming this year. Overall bank CRE delinquency rates remain subdued at 1.53%, buoyed by strong capital levels post-2023 reforms. Upcoming catalysts include Q1 earnings releases, Federal Reserve supervisory stress test results in June, and refinancing pressures that could test regional bank margins.",
    "context_requires_regen": false,
    "context_updated_at": "2026-04-11T17:55:28.250Z"
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}